How do you feel about spending money on yourself and your health and wellness? Do you feel guilty spending on yourself?  Have you figured out that secret sauce of what makes you feel like your best self?

You may feel like if you spend on yourself, you’re taking away from something else.  You may find yourself spending on your family and in your business, but not on something special just for you.

Do you feel me on this one, girlfriend?! Many women face the internal battle of “to spend, or not to spend” on wellness and self-care.

Maybe you feel like certain parts of your wellness are optional, and because it’s not a necessity, you don’t do it.

There are thoughts like “I can’t be healthy because I don’t have enough money,” or “I’ll do this when I have more money.”

Maybe you have a pattern of neglecting your wellness, and then mindlessly spending as you think, “well, it’s for self-care, so I’ll spend the money.”  It’s kinda like that self-care quick fix because you just can’t take it anymore.


Have you ever struggled with this internal battle?!

It’s a pretty intense battle, but the winner every time is making an investment in your wellness. Your wellness doesn’t have to cost a whole paycheck, and it can be free!

You are worth it.  Your health is worth it.  When you invest in your wellness, you can be a better version of yourself.  You can be the you that you need to be to make your dreams come true. You can reach your goals like never before.

It’s a journey to figure out what works and what doesn’t.  Give yourself grace and be open to evolving because what works one week, may not work the next.


How I started this journey of investing in my wellness.

About a year ago, I started working with a life coach, and she taught me about 7 different types of wellness.

  1. Emotional – How you feel.
  2. Spiritual – Understanding beliefs, values, and ethics that guide your life.
  3. Physical – Maintaining a healthy body.
  4. Intellectual – Staying curious and engaged in learning new things.
  5. Financial – Living within your financial means and planning your future finances.
  6. Social – Community involvement, and nurturing healthy relationships.
  7. Environmental – Taking care of the global environment and your personal surroundings.

In my journey, I started by going through each category, acknowledging where I am today, and setting a goal for what improved health would look like in each category.  Next, I focused on 1-3 areas over a 90 day period.

I still follow that principle of focusing on anywhere from 1-3 areas over a couple of months, otherwise, I would feel too overwhelmed to take any action.

For example, when I first started this journey, I was working on emotional wellness – reducing my negative self-talk – and environmental wellness – I wanted to paint and decorate my home office.

Next, I moved on to spiritual wellness – deepening my understanding of my self through journaling – and physical wellness – working on my nutrition and eating out less.

Every couple of months, I check in on my progress and decide if I feel like I’ve built some good habits in that category that are supporting me to reach my goals. If I have, I move onto something else. If not, I give myself more time to focus on that goal.

I also come back to categories and set new goals, so that I’m slowly taking baby steps to improve my wellness holistically over time.


Where does money come into this?

As I began this journey, I realized that I had goals that cost money, and I was prioritizing financial goals like saving for a down payment to upgrade our home, so it felt tough to reach certain wellness goals, without having a certain level of money.

I realized that I could still work on wellness goals without needing to invest money just yet. For example, with physical wellness, I’d like to move my body more. In my ideal world, I’d go to fitness classes and have a personal trainer, but that would cost me.  So for now, I do free yoga videos on YouTube, take walks, and ride my bike.

When I was ready to commit some money towards my wellness, I created a “wellness budget” every month.  In the past, this budget has been $0. I’ve been doing the work on my finances and my mindset, and I’ve been able to increase that to $300 per month.  

Because I have a set budget for wellness, I know exactly how much I can spend, without feeling guilty.  If any of my goals put me over that budget, I find a free way to achieve that goal.


Everyone’s wellness journey looks different

Your wellness journey may look completely different than mine, and that’s okay.  There’s no right or wrong way to do this. We all have different goals, life experiences, financial situations, etc.  You can figure out a way to invest either time or money in yourself in a way that feels good for you and works for your life.

It’s just about taking care of yourself so that you can be a better version of yourself, serve at a higher level, make a great impact, give more love to those around you, and reach your goals.

I would love to hear your thoughts on this topic!  Schedule a free 30-minute money chat with me, and let’s talk money and wellness!