Do you ever feel like you’re too busy for your finances? Maybe it’s that you just don’t really want to face them, so you don’t make the time. Do you find yourself avoiding your finances more often than you’d like to?

Half the battle is actually designating time on a regular basis to give your finances some love. But if you make the time, then there’s pressure to be further ahead and achieve some sort of result, and that doesn’t make you feel good.

Here’s a big old permission slip to just show up, with no expectations and no pressure.

That’s it. Just show up for your money with some level of consistency. You may be thinking, okay, I get this logically, but that doesn’t mean that I’ll actually be able to follow through.

I get that. At this point, you just have to be willing to put time and energy towards improving your financial health. Once you’re willing, taking action will happen naturally when it’s meant to.

Once you’re willing, you’re now open to receiving the help and guidance you need to not only make the time, but go beyond that and improve your mindset around money, educate yourself about personal finance, and learn practical skills to manage your money.

So I know that may sound a little “woo,” but basically if you’re willing to show up for your finances, you will be able to get to where you want to be, little by little.

The first baby step you can take is to think about how you can hold space for your finances.  How you can carve out time to focus on your financial health and wellness.

I’ll share some of my tips to hold space for your finances:

 

  1. Experiment with a frequency for how often you want to check in with your finances.

You can check in daily, weekly, monthly, quarterly, as needed through the year.  I think it depends on where you are on your financial journey, and what you’re looking to accomplish.

For example, if you want to become more aware of your spending habits so that you can pay off debt and save for your goals, you may check in daily or weekly in the beginning.  You may be updating and reviewing your spending plan. You may be reflecting on how your lifestyle and habits are showing up as transactions in your bank account.

On the other hand, you may have some systems in place and your financial goals are on autopilot.  You may have received some financial education and have worked with a financial professional. Maybe because you’ve done a lot of the foundational work already, you only need to check in quarterly.  

 

  1. Connect financial time to another habit

Once you have some sort of frequency, think about another habit that you do with that same frequency.

For example, maybe you and your significant other get together and compare calendars to get organized each month.  Review your finances after.

Another example, maybe you plan and prep for the week on Sunday.  Check in with your finances afterward.

 

  1.  If you don’t know where to start, start here.

If you’re wondering “where the heck do I start,” here are 2 ideas that you can use to get started:

Idea 1: Consume financial content. Find a blog, podcast, YouTube channel, book, etc. and start to learn about finances. Absorb the information like a sponge. If practical strategies and numbers are intimidating, start with learning about money mindset and listening to people’s stories about money.

Idea 2: Seek out education or guidance relevant to what you want to accomplish.  For example, if you’re planning to buy a house, talk to the people who can help you with that.  Maybe you attend a webinar or hire a financial professional.

 

  1. Create accountability for financial action taking

If you know things won’t get done without having accountability, make sure you don’t leave that out.  

Some suggestions:

-Work with a financial planner or coach

-Find a friend or colleague that also wants to focus on finances and plan to check in with each other

-Create an accountability group with some girlfriends

 

  1. Make your finances feel fun

If this feels like a dreaded task, it’s going to be hard to stay consistent.  So spice up your life when it comes to finances!

I have clients who do their financial time at a coffee shop while drinking their favorite latte.

You can play music that makes you feel good or plan something fun for when you’re done.

Adding elements of fun and excitement into your financial time can help you feel calmer and more excited for something you currently want to avoid.

 

  1. Reach out for help

Send me an email: [email protected] or schedule 30 minutes with me, and let me know where you’re getting stuck and what you’d like to accomplish.

I can help simplify this and figure out how to apply it to your situation.  I’m that girlfriend that you can talk to about money, with zero judgment. So reach out!